BEND — Two state programs that helped Oregon homeowners avoid foreclosure or get caught up on their mortgages in the wake of the Great Recession are being revived thanks to federal funding.

The U.S. Treasury awarded Oregon two grants this year totaling $94.5 million for the Home Rescue and Loan Preservation Assistance programs. The grants were issued from the government’s Hardest Hit Fund, which was created to help 18 states and the District of Columbia.

The Home Rescue program, which provides homeowners up to 12 monthly mortgage payments or $20,000, is accepting applications.

The loan program, which starts back up in September, gives qualified homeowners up to $40,000 to make a delinquent mortgage current.

Oregon Housing and Community Service spokesman Mike Boyer says about 14,000 homeowners in Oregon are at least 90 days behind on their mortgages.